The Current Administration’s Impact on Seniors

Understanding the Current Administration’s Impact on Seniors—and How to Prepare

At The Lansky Law Firm, we believe estate planning is more than protecting wealth—it's about safeguarding your entire legacy, from tangible assets to digital footprints. As federal healthcare policies evolve, it's critical for seniors and their families to stay informed and proactive, especially when it comes to Medicare, Medicaid, and how these changes may affect long-term care planning.

The Current Administration’s Shifting Healthcare Landscape

Over the past several months, the administration has introduced proposals that could significantly reshape Medicare and Medicaid, the two primary healthcare programs serving older Americans. These potential changes may create uncertainty, but they also underscore the importance of clear planning and trusted legal guidance.

Medicare: Pushing Toward Privatization

One of the most notable shifts involves a push toward Medicare privatization—specifically, an increased reliance on Medicare Advantage plans administered by private insurers. While this model promises cost savings and greater innovation, critics caution that it may result in uneven coverage, limited networks, and gaps in care for seniors, especially those with complex medical needs.

If you're currently enrolled or soon to be eligible for Medicare, it's essential to understand the differences between traditional Medicare and Medicare Advantage. The Lansky Law Firm can help you assess how these changes intersect with your estate plan and long-term care goals.

Medicaid: Budget Cuts Could Impact Long-Term Care

Equally concerning are proposed cuts of approximately $880 billion to Medicaid over the next decade. These reductions may directly impact access to:

• Nursing home care

• In-home assistance

• Long-term services and supports (LTSS)

Given that Medicaid is the largest payer of long-term care in the country, these changes could place an additional burden on seniors and their families—particularly those with limited financial resources. At The Lansky Law Firm, we help clients create Medicaid planning strategies designed to preserve assets while maintaining eligibility for care.

Regulatory Uncertainty: The Role of Government Oversight

The recent creation of the Department of Government Efficiency (DOGE) under Elon Musk has resulted in administrative cuts and staffing reductions at the Centers for Medicare and Medicaid Services (CMS). These changes could limit CMS’s ability to oversee healthcare programs effectively, causing delays, confusion, or inconsistency in care delivery.

This makes it all the more important to have a trusted advocate—an experienced estate planning attorney—by your side to help navigate the shifting terrain.

What Can Seniors and Families Do Now?

Though many of these changes are still in the proposal stage, the time to prepare is now. Here are a few action steps to take:

✔️ Stay Informed – Regularly check reliable sources for updates on Medicare and Medicaid policies. 

✔️ Speak Up – Join advocacy groups that represent senior voices and support essential healthcare programs. 

✔️ Seek Professional Guidance – Consult with legal professionals who specialize in estate planning and elder law.

We can help you understand how policy changes impact your plan—and how to adapt it.

Don’t Forget to Include Your Digital Assets

As estate planning evolves, one critical piece often overlooked is your digital legacy. From financial accounts and photos stored in the cloud to email, social media, and subscription services, your digital presence deserves careful consideration.

At The Lansky Law Firm, we guide you in crafting a digital Will that ensures your online accounts are secured, accessed, or properly closed according to your wishes. It’s a modern necessity in every comprehensive estate plan.

We’re Here to Help You Move Forward with Clarity and Confidence

At The Lansky Law Firm, we combine legal experience with compassionate support to help you prepare for the future—regardless of what political or economic changes may come. Whether you’re concerned about rising healthcare costs, want to protect your home from long-term care expenses, or need help integrating your digital assets into your estate plan, we’re here for you.

Let’s build a plan that brings peace of mind for you—and lasting protection for your family.

📍 The Lansky Law Firm 

6800 Poplar Ave #225, Memphis, TN 38138 

📞 (901) 767-7006

Don’t leave your digital assets to chance.

Contact us today to secure your online legacy and integrate it into a comprehensive estate plan.